diff --git a/monri/src/main/java/com/monri/android/ErrorParser.java b/monri/src/main/java/com/monri/android/ErrorParser.java
index 84c963b..d3c2d73 100644
--- a/monri/src/main/java/com/monri/android/ErrorParser.java
+++ b/monri/src/main/java/com/monri/android/ErrorParser.java
@@ -3,6 +3,7 @@
 import androidx.annotation.NonNull;
 import androidx.annotation.VisibleForTesting;
 
+import org.json.JSONArray;
 import org.json.JSONException;
 import org.json.JSONObject;
 
@@ -19,6 +20,7 @@ class ErrorParser {
     private static final String FIELD_CODE = "code";
     private static final String FIELD_DECLINE_CODE = "decline_code";
     private static final String FIELD_ERROR = "error";
+    private static final String FIELD_ERRORS = "errors";
     private static final String FIELD_MESSAGE = "message";
     private static final String FIELD_PARAM = "param";
     private static final String FIELD_TYPE = "type";
@@ -28,13 +30,26 @@ static MonriError parseError(String rawError) {
         MonriError monriError = new MonriError();
         try {
             JSONObject jsonError = new JSONObject(rawError);
-            JSONObject errorObject = jsonError.getJSONObject(FIELD_ERROR);
-            monriError.charge = errorObject.optString(FIELD_CHARGE);
-            monriError.code = errorObject.optString(FIELD_CODE);
-            monriError.decline_code = errorObject.optString(FIELD_DECLINE_CODE);
-            monriError.message = errorObject.optString(FIELD_MESSAGE);
-            monriError.param = errorObject.optString(FIELD_PARAM);
-            monriError.type = errorObject.optString(FIELD_TYPE);
+            if (jsonError.has(FIELD_ERRORS)) {
+                monriError.message = "";
+                JSONArray errorArray = jsonError.getJSONArray(FIELD_ERRORS);
+                for (int i = 0; i < errorArray.length(); ++i) {
+                    monriError.message += errorArray.getString(i);
+                    if (i != 0 && i != errorArray.length() - 1) {
+                        monriError.message += ",";
+                    }
+                }
+            } else {
+                JSONObject errorObject;
+                errorObject = jsonError.getJSONObject(FIELD_ERROR);
+                monriError.charge = errorObject.optString(FIELD_CHARGE);
+                monriError.code = errorObject.optString(FIELD_CODE);
+                monriError.decline_code = errorObject.optString(FIELD_DECLINE_CODE);
+                monriError.message = errorObject.optString(FIELD_MESSAGE);
+                monriError.param = errorObject.optString(FIELD_PARAM);
+                monriError.type = errorObject.optString(FIELD_TYPE);
+            }
+
         } catch (JSONException jsonException) {
             monriError.message = MALFORMED_RESPONSE_MESSAGE;
         }