/pennilessmode doesn't completely prevent the player from having gold

[crazedstrider]

I noticed two occasions like these:

1. Upon lockpicking a chest with the Legendary Tinkering perk active: the gold gets automatically deposited directly to the player even with the mode active.
2. Upon starting a game with certain classes that have gold from the start(Merchant, Joker, etc.)

Suggestion for workarounds:

1. Make the starting area with the gate immune to breaking voluntary challenges, so the player can drop the gold immediately before descending to the dungeon and remain "penniless".
2. Make the gold drop on the floor near the lockpicked chest as an ordinary drop while the mode is active.