diff --git a/.luacheckrc b/.luacheckrc
index 256019d..1fe8086 100644
--- a/.luacheckrc
+++ b/.luacheckrc
@@ -51,6 +51,7 @@ files["DragonToast/"] = {
 
     read_globals = {
         -- WoW API
+        "C_ChatInfo",
         "IsInInstance", "UnitName", "UnitClass",
         "UnitFactionGroup",
         "GetItemInfo", "GetItemQualityColor", "GetItemCount", "C_Item", "C_Container",
@@ -60,6 +61,7 @@ files["DragonToast/"] = {
         "ChatFrame_OpenChat", "IsShiftKeyDown",
         "InCombatLockdown", "hooksecurefunc",
         "InterfaceOptionsFrame_OpenToCategory", "Settings",
+        "geterrorhandler",
 
         -- WoW Globals
         "Enum", "RAID_CLASS_COLORS", "ITEM_QUALITY_COLORS",
diff --git a/DragonToast/Core/ListenerUtils.lua b/DragonToast/Core/ListenerUtils.lua
index 0e3331a..0dd90ee 100644
--- a/DragonToast/Core/ListenerUtils.lua
+++ b/DragonToast/Core/ListenerUtils.lua
@@ -11,6 +11,7 @@ local Utils = ns.ListenerUtils
 -- Cache Lua globals
 local tostring = tostring
 local tonumber = tonumber
+local type = type
 local math_floor = math.floor
 local string_format = string.format
 local table_concat = table.concat
@@ -18,6 +19,9 @@ local table_insert = table.insert
 local ipairs = ipairs
 local next = next
 
+-- Cache WoW API
+local C_ChatInfo = C_ChatInfo
+
 -- Pending item lookups: itemID (number) -> { buildFunc, filterFunc }
 -- Multiple entries can share the same itemID (e.g. two loots of the same item in quick succession)
 -- Use an array of entries per itemID to handle that correctly.
@@ -158,6 +162,26 @@ function Utils.FormatGold(copper)
     return string_format("|T%d:0:0:0:0|t%s", Utils.GOLD_ICON, table_concat(parts, " "))
 end
 
+-------------------------------------------------------------------------------
+-- IsIndexableChatMessage(msg, lineID)
+--
+-- Retail occasionally emits CHAT_MSG_* payloads as Blizzard "secret"
+-- (censored) strings. Any index / match operation on them raises a
+-- tainted-string error. Callers guard handlers with a string type check
+-- and a C_ChatInfo.IsChatLineCensored probe before touching the message.
+-- The C_ChatInfo namespace does not exist on TBC / MoP Classic, so it is
+-- nil-checked here.
+-------------------------------------------------------------------------------
+
+function Utils.IsIndexableChatMessage(msg, lineID)
+    if type(msg) ~= "string" then return false end
+    if C_ChatInfo and C_ChatInfo.IsChatLineCensored and lineID
+        and C_ChatInfo.IsChatLineCensored(lineID) then
+        return false
+    end
+    return true
+end
+
 -------------------------------------------------------------------------------
 -- RetryWithTimer(addon, buildFunc, filterFunc, retries)
 -- Retries a build function up to MAX_RETRIES times at RETRY_INTERVAL seconds.
diff --git a/DragonToast/Listeners/LootListener_Shared.lua b/DragonToast/Listeners/LootListener_Shared.lua
index e03218a..066ffd4 100644
--- a/DragonToast/Listeners/LootListener_Shared.lua
+++ b/DragonToast/Listeners/LootListener_Shared.lua
@@ -17,10 +17,18 @@ local GetItemInfo = GetItemInfo
 local GetTime = GetTime
 local UnitName = UnitName
 local error = error
+local geterrorhandler = geterrorhandler
 local ipairs = ipairs
+local pcall = pcall
+local select = select
 local tonumber = tonumber
+local tostring = tostring
 local type = type
 
+-------------------------------------------------------------------------------
+-- Chat message sanity guard - see Utils.IsIndexableChatMessage
+-------------------------------------------------------------------------------
+
 local PLAYER_UNIT = "player"
 
 local owner
@@ -340,9 +348,21 @@ function ns.LootListenerShared.Create(config)
     local moneyPatterns = BuildMoneyPatterns(config.moneyPatterns or DEFAULT_MONEY_PATTERNS)
     local listener = {}
 
-    local function OnChatMsgLoot(_, msg)
+    local function OnChatMsgLoot(_, msg, ...)
+        -- CHAT_MSG_* payload position 11 is lineID; with (_, msg) consuming
+        -- event+text, lineID is the 10th element of the remaining varargs.
+        local lineID = select(10, ...)
+        -- Skip non-string or censored (tainted) payloads to avoid retail secret-string errors.
+        if not Utils.IsIndexableChatMessage(msg, lineID) then return end
+
         local playerName = UnitName(PLAYER_UNIT) or UNKNOWN
-        local itemLink, quantity, looter, isSelf = ParseLootMessage(msg, lootCategories, playerName)
+        -- Parse under pcall; a tainted string can still slip through if Blizzard changes the
+        -- censoring contract, and a parser error must not break the event dispatcher.
+        local ok, itemLink, quantity, looter, isSelf = pcall(ParseLootMessage, msg, lootCategories, playerName)
+        if not ok then
+            geterrorhandler()("DragonToast: ParseLootMessage failed: " .. tostring(itemLink))
+            return
+        end
         if not itemLink then return end
 
         Utils.WaitForItem(
@@ -353,12 +373,23 @@ function ns.LootListenerShared.Create(config)
         )
     end
 
-    local function OnChatMsgMoney(_, msg)
+    local function OnChatMsgMoney(_, msg, ...)
+        -- CHAT_MSG_* payload position 11 is lineID; with (_, msg) consuming
+        -- event+text, lineID is the 10th element of the remaining varargs.
+        local lineID = select(10, ...)
+        -- Skip non-string or censored (tainted) payloads to avoid retail secret-string errors.
+        if not Utils.IsIndexableChatMessage(msg, lineID) then return end
+
         local db = owner.db.profile
         if not db.enabled or not db.filters.showGold then return end
 
         local playerName = UnitName(PLAYER_UNIT) or UNKNOWN
-        local amount, looter, isSelf = ParseMoneyMessage(msg, moneyPatterns, playerName)
+        -- Defensive pcall: same tainted-string safety net as the loot handler.
+        local ok, amount, looter, isSelf = pcall(ParseMoneyMessage, msg, moneyPatterns, playerName)
+        if not ok then
+            geterrorhandler()("DragonToast: ParseMoneyMessage failed: " .. tostring(amount))
+            return
+        end
         if not amount then return end
 
         QueueMoneyToast(amount, looter, isSelf)