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docs: document scholarship tranche disbursement flow end-to-end #772

@Anuoluwapo25

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@Anuoluwapo25

The tranche disbursement flow spans multiple contracts and the backend. It is not documented anywhere as a complete flow.\n\nAction — create docs/guides/scholarship-tranche-flow.md:\n- [ ] Sequence diagram: proposal approved → escrow created → milestone submitted → approved → tranche released\n- [ ] Which contracts are called in which order\n- [ ] What backend jobs are involved\n- [ ] What the scholar sees in the UI at each step\n- [ ] Error scenarios and recovery

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    backendAPI/database/infrastructuredocumentationImprovements or additions to documentationsmart-contractSoroban/Rust contract work

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