About Me
+
+ Name: Wilfred "Fred" Ainsworth
+Title: Aspiring Junior Software Engineer
+Location: Wilmington, DE / Philadelphia,PA Metropolitan Area
+Favorite Motto I live by: If you're not growing, you're dying.
+A risk management professional with experience in credit analysis, underwriting, and risk management transitioning into software development. Adept at leveraging technology such as Excel, Salesforce CRM, and data-driven insights to improve profitability while ensuring compliance.
+Contact: freddy.ainsworth@gmail.com | (267) 882-7048 | LinkedIn
+Education
+Code Differently (AI-Powered Software Engineering Program)
Intensive, project-based training program focused on AI-powered software engineering, agile collaboration, and applying analytical problem-solving to real-world challenges.
Completion expected June 2026
Delaware State University
Bachelor of Arts | Communications
Completed 2013
Certifications
+• Java Certified Foundations - Oracle (2026)
• Certified Scrum Master (2026)
• Spring Boot for Web Applications(2026)
Professional Experience
+ParetoHealth | Philadelphia, PA - Underwriting Analyst (06/2021-11/2025)
• Conducted detailed risk assessments and analyzed healthcare and claims data to support accurate underwriting decisions and operational reporting.
• Analyzed large datasets, including claims and utilization data, to identify trends, assess risk exposure, and support operational decision-making.
• Ensured compliance with industry standards and legal requirements in underwriting decisions.
• Investigated high-cost claimants and collaborated with cross-functional partners to account for known ongoing risk.
Sallie Mae Bank | Newark, DE - Private Credit Underwriting Specialist (04/2018-06/2021)
• Reviewed student loan applications, credit reports, and supporting documentation to assess risk and support end-to-end lending operations.
• Utilized Salesforce CRM and internal systems to validate income, identity, and loan documentation while maintaining accurate records.
• Maintained adherence to regulatory acts including Reg Z, Reg E, Truth in Lending Act (TILA), CAN-SPAM Act, and Fair Credit Reporting Act (FCRA) through detailed documentation review and consistent process execution.
Projects
+Parking Garage Management System
Developed a basic CRUD web application using Java to help parking businesses monitor their users and manage their revenue.
Technical Skills
+Languages: Java
Frameworks & Libraries: React | Spring Boot | Django
Databases: PostgreSQL | MongoDB | MySQL
Tools & Platforms: Git | GitHub | Docker | AWS | Excel | Tableau | Jira
Methodologies: Agile | Scrum | REST APIs
Professional Skills: Problem-solving | Cross-functional collaboration | Technical documentation | Stakeholder communication | Process improvement