diff --git a/src/mcp/client/auth/oauth2.py b/src/mcp/client/auth/oauth2.py
index 9b950db724..57973837a1 100644
--- a/src/mcp/client/auth/oauth2.py
+++ b/src/mcp/client/auth/oauth2.py
@@ -144,11 +144,8 @@ def get_resource_url(self) -> str:
         """
         resource = resource_url_from_server_url(self.server_url)
 
-        # If PRM provides a resource that's a valid parent, use it
         if self.protected_resource_metadata and self.protected_resource_metadata.resource:
-            prm_resource = str(self.protected_resource_metadata.resource)
-            if check_resource_allowed(requested_resource=resource, configured_resource=prm_resource):
-                resource = prm_resource
+            resource = str(self.protected_resource_metadata.resource)
 
         return resource
 
@@ -292,6 +289,13 @@ async def _handle_protected_resource_response(self, response: httpx.Response) ->
             try:
                 content = await response.aread()
                 metadata = ProtectedResourceMetadata.model_validate_json(content)
+                # Validate resource field BEFORE storing metadata per RFC 9728 Section 3.3.
+                if not check_resource_allowed(
+                    requested_resource=self.context.server_url,
+                    configured_resource=str(metadata.resource),
+                ):
+                    return False
+
                 self.context.protected_resource_metadata = metadata
                 if metadata.authorization_servers:
                     self.context.auth_server_url = str(metadata.authorization_servers[0])
diff --git a/tests/client/test_auth.py b/tests/client/test_auth.py
index 8cea6cefd7..df51d9a3fe 100644
--- a/tests/client/test_auth.py
+++ b/tests/client/test_auth.py
@@ -642,6 +642,59 @@ async def test_resource_param_included_with_protected_resource_metadata(self, oa
         content = request.content.decode()
         assert "resource=" in content
 
+    @pytest.mark.anyio
+    async def test_reject_metadata_with_mismatched_origin(self, oauth_provider: OAuthClientProvider):
+        """Test RFC 9728 Section 3.3: reject metadata with different scheme, host, or port."""
+        # Test different scheme
+        response_wrong_scheme = httpx.Response(
+            200,
+            content=b'{"resource": "http://api.example.com/v1/mcp", "authorization_servers": ["https://auth.example.com"]}',
+        )
+        result = await oauth_provider._handle_protected_resource_response(response_wrong_scheme)
+        assert result is False
+        assert oauth_provider.context.protected_resource_metadata is None
+
+        # Test different host
+        response_wrong_host = httpx.Response(
+            200,
+            content=b'{"resource": "https://evil.example.com/v1/mcp", "authorization_servers": ["https://auth.example.com"]}',
+        )
+        result = await oauth_provider._handle_protected_resource_response(response_wrong_host)
+        assert result is False
+        assert oauth_provider.context.protected_resource_metadata is None
+
+        # Test different port
+        response_wrong_port = httpx.Response(
+            200,
+            content=b'{"resource": "https://api.example.com:8080/v1/mcp", "authorization_servers": ["https://auth.example.com"]}',
+        )
+        result = await oauth_provider._handle_protected_resource_response(response_wrong_port)
+        assert result is False
+        assert oauth_provider.context.protected_resource_metadata is None
+
+    @pytest.mark.anyio
+    async def test_reject_metadata_with_invalid_path_hierarchy(self, oauth_provider: OAuthClientProvider):
+        """Test RFC 9728 Section 3.3: reject metadata where resource is child of server URL."""
+
+        # Invalid: resource is child path
+        response_child_path = httpx.Response(
+            200,
+            content=b'{"resource": "https://api.example.com/v1/mcp/subpath", "authorization_servers": ["https://auth.example.com"]}',
+        )
+        result = await oauth_provider._handle_protected_resource_response(response_child_path)
+        assert result is False
+        assert oauth_provider.context.protected_resource_metadata is None
+
+        # Valid: resource is parent path
+        response_parent_path = httpx.Response(
+            200,
+            content=b'{"resource": "https://api.example.com/v1", "authorization_servers": ["https://auth.example.com"]}',
+        )
+        result = await oauth_provider._handle_protected_resource_response(response_parent_path)
+        assert result is True
+        assert oauth_provider.context.protected_resource_metadata is not None
+        assert str(oauth_provider.context.protected_resource_metadata.resource) == "https://api.example.com/v1"
+
 
 class TestRegistrationResponse:
     """Test client registration response handling."""
@@ -745,7 +798,7 @@ async def test_auth_flow_with_no_tokens(self, oauth_provider: OAuthClientProvide
         # Send a successful discovery response with minimal protected resource metadata
         discovery_response = httpx.Response(
             200,
-            content=b'{"resource": "https://api.example.com/mcp", "authorization_servers": ["https://auth.example.com"]}',
+            content=b'{"resource": "https://api.example.com/v1/mcp", "authorization_servers": ["https://auth.example.com"]}',
             request=discovery_request,
         )