diff --git a/.changeset/fix-csrf-fetch-request-headers.md b/.changeset/fix-csrf-fetch-request-headers.md
new file mode 100644
index 0000000..c4e14ac
--- /dev/null
+++ b/.changeset/fix-csrf-fetch-request-headers.md
@@ -0,0 +1,10 @@
+---
+"@csrf-armor/nextjs": patch
+"@csrf-armor/nuxt": patch
+---
+
+fix(client): preserve headers when `csrfFetch` is called with a `Request` object
+
+`csrfFetch` previously only read headers from the `init` argument, so when it was called with a full `Request` object (e.g. `csrfFetch(new Request(url, { headers }))`), the Request's headers were stripped. It now merges headers from the Request, then the `init` argument, then the CSRF headers (CSRF headers always take precedence), making `csrfFetch` a drop-in replacement for `fetch`.
+
+Fixes #49
diff --git a/packages/nextjs/src/client/client.ts b/packages/nextjs/src/client/client.ts
index 440e769..94c5678 100644
--- a/packages/nextjs/src/client/client.ts
+++ b/packages/nextjs/src/client/client.ts
@@ -149,10 +149,13 @@ export function csrfFetch(
   init?: RequestInit,
   config?: CsrfClientConfig
 ): Promise<Response> {
-  const headers = new Headers(init?.headers);
-  const csrfHeaders = createCsrfHeaders(config);
-
-  for (const [key, value] of Object.entries(csrfHeaders)) {
+  const headers = new Headers(
+    input instanceof Request ? input.headers : undefined
+  );
+  for (const [key, value] of new Headers(init?.headers)) {
+    headers.set(key, value);
+  }
+  for (const [key, value] of Object.entries(createCsrfHeaders(config))) {
     headers.set(key, value);
   }
 
diff --git a/packages/nextjs/tests/client.test.ts b/packages/nextjs/tests/client.test.ts
index 8d6ec72..d079765 100644
--- a/packages/nextjs/tests/client.test.ts
+++ b/packages/nextjs/tests/client.test.ts
@@ -158,6 +158,40 @@ describe('Client utilities', () => {
       expect(headers.get('Content-Type')).toBe('application/json');
     });
 
+    it('should preserve headers when input is a Request object', async () => {
+      document.cookie = 'csrf-token=req-token';
+      const req = new Request('https://example.com/api/data', {
+        method: 'POST',
+        headers: {
+          'Content-Type': 'application/json',
+          'X-Custom': 'keep-me',
+        },
+      });
+      await csrfFetch(req);
+
+      const callArgs = (globalThis.fetch as ReturnType<typeof vi.fn>).mock
+        .calls[0];
+      const headers = callArgs[1].headers as Headers;
+      expect(headers.get('x-csrf-token')).toBe('req-token');
+      expect(headers.get('Content-Type')).toBe('application/json');
+      expect(headers.get('X-Custom')).toBe('keep-me');
+    });
+
+    it('should let init headers override Request headers', async () => {
+      document.cookie = 'csrf-token=override-token';
+      const req = new Request('https://example.com/api/data', {
+        method: 'POST',
+        headers: { 'X-Custom': 'original' },
+      });
+      await csrfFetch(req, { headers: { 'X-Custom': 'overridden' } });
+
+      const callArgs = (globalThis.fetch as ReturnType<typeof vi.fn>).mock
+        .calls[0];
+      const headers = callArgs[1].headers as Headers;
+      expect(headers.get('X-Custom')).toBe('overridden');
+      expect(headers.get('x-csrf-token')).toBe('override-token');
+    });
+
     it('should work without a token', async () => {
       await csrfFetch('/api/data');
 
diff --git a/packages/nuxt/src/runtime/utils/client.ts b/packages/nuxt/src/runtime/utils/client.ts
index f4d4f10..b4365dd 100644
--- a/packages/nuxt/src/runtime/utils/client.ts
+++ b/packages/nuxt/src/runtime/utils/client.ts
@@ -67,10 +67,13 @@ export function csrfFetch(
   init?: RequestInit,
   config?: CsrfClientConfig
 ): Promise<Response> {
-  const headers = new Headers(init?.headers);
-  const csrfHeaders = createCsrfHeaders(config);
-
-  for (const [key, value] of Object.entries(csrfHeaders)) {
+  const headers = new Headers(
+    input instanceof Request ? input.headers : undefined
+  );
+  for (const [key, value] of new Headers(init?.headers)) {
+    headers.set(key, value);
+  }
+  for (const [key, value] of Object.entries(createCsrfHeaders(config))) {
     headers.set(key, value);
   }
 
diff --git a/packages/nuxt/test/client.test.ts b/packages/nuxt/test/client.test.ts
new file mode 100644
index 0000000..1a49152
--- /dev/null
+++ b/packages/nuxt/test/client.test.ts
@@ -0,0 +1,68 @@
+/**
+ * @vitest-environment jsdom
+ *
+ * Note: `getCsrfToken` returns null in this test environment because
+ * `import.meta.client` is only defined by Nuxt at build time, so the CSRF
+ * header is not injected. These tests cover the Request/init header merge
+ * behavior that issue #49 exposed. The CSRF-precedence assertion is
+ * covered by the Next.js client tests, which exercise the same merge logic.
+ */
+import { afterEach, beforeEach, describe, expect, it, vi } from 'vitest';
+
+import { csrfFetch } from '../src/runtime/utils/client';
+
+describe('csrfFetch (nuxt)', () => {
+  beforeEach(() => {
+    vi.spyOn(globalThis, 'fetch').mockResolvedValue(
+      new Response('ok', { status: 200 })
+    );
+  });
+
+  afterEach(() => {
+    vi.restoreAllMocks();
+  });
+
+  it('preserves headers when input is a Request object', async () => {
+    const req = new Request('https://example.com/api/data', {
+      method: 'POST',
+      headers: {
+        'Content-Type': 'application/json',
+        'X-Custom': 'keep-me',
+      },
+    });
+    await csrfFetch(req);
+
+    const callArgs = (globalThis.fetch as ReturnType<typeof vi.fn>).mock
+      .calls[0];
+    const headers = callArgs[1].headers as Headers;
+    expect(headers.get('Content-Type')).toBe('application/json');
+    expect(headers.get('X-Custom')).toBe('keep-me');
+  });
+
+  it('lets init headers override Request headers', async () => {
+    const req = new Request('https://example.com/api/data', {
+      method: 'POST',
+      headers: { 'X-Custom': 'original' },
+    });
+    await csrfFetch(req, { headers: { 'X-Custom': 'overridden' } });
+
+    const callArgs = (globalThis.fetch as ReturnType<typeof vi.fn>).mock
+      .calls[0];
+    const headers = callArgs[1].headers as Headers;
+    expect(headers.get('X-Custom')).toBe('overridden');
+  });
+
+  it('merges init headers alongside Request headers', async () => {
+    const req = new Request('https://example.com/api/data', {
+      method: 'POST',
+      headers: { 'X-From-Request': 'req' },
+    });
+    await csrfFetch(req, { headers: { 'X-From-Init': 'init' } });
+
+    const callArgs = (globalThis.fetch as ReturnType<typeof vi.fn>).mock
+      .calls[0];
+    const headers = callArgs[1].headers as Headers;
+    expect(headers.get('X-From-Request')).toBe('req');
+    expect(headers.get('X-From-Init')).toBe('init');
+  });
+});