diff --git a/src/pages/guide/payments/virtual-addresses.mdx b/src/pages/guide/payments/virtual-addresses.mdx
index 2fef5fef..41158913 100644
--- a/src/pages/guide/payments/virtual-addresses.mdx
+++ b/src/pages/guide/payments/virtual-addresses.mdx
@@ -120,7 +120,7 @@ A few things matter in production:
 - virtual forwarding applies only to **TIP-20** transfer and mint paths
 - `balanceOf(virtualAddress)` stays `0`; use events and your own `userTag` mapping for attribution
 - policy checks apply to the **resolved master wallet**, not the literal virtual address
-- protocols that treat addresses literally should reject virtual addresses unless they explicitly support them
+- avoid using virtual addresses in reward protocols (lending pools, DEX rewards, etc) unless explicitly supported, as they can't track or hold funds
 
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