diff --git a/app/controllers/calculations_controller.rb b/app/controllers/calculations_controller.rb
index 0df2d0f..69119c2 100644
--- a/app/controllers/calculations_controller.rb
+++ b/app/controllers/calculations_controller.rb
@@ -11,13 +11,13 @@ def word_count
     # ================================================================================
 
 
-    @word_count = "Replace this string with your answer."
+    @word_count = @text.split.count
 
-    @character_count_with_spaces = "Replace this string with your answer."
+    @character_count_with_spaces = @text.length
 
-    @character_count_without_spaces = "Replace this string with your answer."
+    @character_count_without_spaces = @text.gsub(' ', '').length
 
-    @occurrences = "Replace this string with your answer."
+    @occurrences = @text.downcase.scan(@special_word.downcase).length
 
     # ================================================================================
     # Your code goes above.
@@ -38,7 +38,7 @@ def loan_payment
     # The principal value the user input is in the decimal @principal.
     # ================================================================================
 
-    @monthly_payment = "Replace this string with your answer."
+    @monthly_payment = ((@apr/100/12 * @principal) / (1 - (1 + @apr/100/12)**(-@years*12)))
 
     # ================================================================================
     # Your code goes above.