feat(reports): savings tax report generator — CSV/PDF/1099, encryptio…#510
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Implement Savings Tax Report Generator
Overview
Adds a tax report generation system for users to export annual savings activity in CSV and PDF formats.
Features
GET /reports/tax/:year(JWT-protected, uses authenticated user)CSV export with per-product breakdown:
1099-style CSV output with fields:
PDF export using pdfkit
Encrypted storage (AES-256-GCM via
TAX_REPORT_KEY)Capital Gains
Basic calculation:
gains = withdrawals - depositsTesting
--detectOpenHandlesNotes / Limitations
Summary
Provides a secure, tested foundation for tax reporting with scope for future enhancements.
Closes #479