ALIGO: The New Form of Banking

Product MVP Features

• Rudimentary Interface: Simple and straightforward user experience.
• Card Storage: Securely store your card information for quick access.
• Transaction Lists: Keep track of your purchases and payments efficiently.
• Decision Algorithm: Optimize your transactions by selecting the best card offers in real-time.

Future Enhancements

• Miles Rewards and additional indirect monetary benefits.
• Integration with gift card offers and management.
• Enhanced credit card security features.
• Streamlined account creation process.
• Recommendations for cards with superior deals.
• Integration with Capital One services.
• Apple Wallet API for seamless card management.

Workflow

1. The user makes a purchase at a vendor.
2. The transaction is directed to ALIGO.
3. The user selects between using a gift card or credit cards based on personal preference.
4. ALIGO selects the best credit card that offers the highest cash-back at that moment.
5. The transaction is processed through the chosen credit card’s account.
6. Banks send commissions to ALIGO for promoting their cards and offers.