This is a decentralized, community-driven insurance solution built on the Stacks blockchain using Clarity smart contract language. It enables groups to pool financial resources and collectively manage risk through democratic claim approval, eliminating traditional insurance intermediaries while fostering mutual aid and community solidarity.

SafiGuard is a parametric micro-insurance platform built on Stellar/Soroban that provides automated crop and weather insurance for underserved markets across Africa. Smart contracts trigger instant payouts when oracle-verified weather conditions breach policy thresholds — no claims process, no paperwork, no delays.